The Paper III of the Insurance Intermediaries Qualifying Examination (IIQE) is a gateway many candidates have to clear. This guide walks you through the exam format, pass mark, syllabus, the chapters that carry the most questions, and how to drill it with free mock questions.
Optional paper for advising on long term (life) insurance — whole life, term, endowment, critical illness and health products.
How to practise IIQE Paper III for free
The easiest way is to start right here on EasyExamQuestionBank.com: basic practice is free forever. Every click draws 10 fresh, exam-style questions at random, tells you instantly whether you got each one right or wrong, and everything is bilingual — no signup needed to try.
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Unlike platforms that require a subscription or bundle purchase (such as 2cexam.com and hksiiiqepasspaper.online), here basic practice is free forever — and even when you upgrade it's a one-time per-paper fee (from HK$388) with no monthly charge and no auto-renewal, so it usually works out cheaper.
Who needs this paper?
Anyone seeking to become a licensed individual insurance agent, technical representative (agent) or technical representative (broker). The combination depends on your business line — general, long term, or investment-linked.
Format & pass mark
100% multiple-choice, bilingual, every question compulsory. Paper I and Paper V run 2 hours (75 and 80 questions); Papers II and III run 1h15m (50 questions each). Results are PASS/FAIL only.
- Questions: 50 MC
- Duration: 75 min
- Pass mark: 70% per paper
- Language: Bilingual
- Our bank: 2,007+ up-to-date mock questions
Syllabus — what to study
The exam mainly covers the following areas:
Killer chapters: where questions cluster
Our bank for this paper holds 2,007 questions. These chapters carry the largest share — hit them first if your time is tight:
A suggested study plan (~3 weeks)
- Week 1 — Build the base
Read the official syllabus and the core concepts of each area for understanding, not rote memory. Do 20–30 questions a day in Study mode and read every explanation.
- Week 2 — Target weak spots
Focus on the killer chapters above, then use Drill mode to re-do only the questions you got wrong — the fastest way to plug gaps.
- Week 3 — Simulate the real thing
Run full timed papers in Mock-exam mode to get used to the 75 min pace and pressure. Aim to score comfortably above the pass mark before you book.
Practise IIQE Paper III with free mock questions
The full bank is live — bilingual, with instant explanations.
Insider tips
Start with Paper I — it is compulsory for every line and its principles underpin all the other papers.
Only register for the papers you actually need: general agents take I + II, long term agents take I + III, ILAS sellers add V.
Download the free official study notes and syllabus, and work through past-style MCQs to build speed.
Aim comfortably above 70% — every question is compulsory and there is no negative marking, so never leave a blank.
If you choose computer mode, try the official online demo first so the on-screen format doesn’t slow you down.
Not affiliated with the SFC, HKSI or any regulator. All questions are for study purposes only.